Premium Return Tool

Annualized premium is a comparison tool, not a promise.

Enter the premium, strike, contracts, cash, and days to expiration. Miss Lemon separates period return from annualized return, then flags what deserves a second look.

Inputs

Use the same numbers you would use before opening risk.

This is a hand-entry calculator. It does not pull live option chains and does not store anything on Miss Lemon servers.

Risk ticket

SPY short put math

The return may be compensation for a real pressure point. Keep the trade small enough to remain optional.

Tight risk budget
Breakeven$513.80
Cash required$52,000
Premium received$620.00
Assignment shares100
% of cash52.0%
Period return1.19%
Annualized premium14.5%
Cash after reserve$48,000
Miss Lemon warning
  • One contract group uses more than half of the cash balance. Assignment could crowd out future choices.

Boundary

This page frames risk. It does not choose a trade.

Miss Lemon can compare cash, assignment size, and premium math. The underlying, timing, liquidity, and final decision still belong to the user.